<\/span><\/h2>\nUn bon devis part de votre exposition r\u00e9elle, pas d\u2019un tarif affich\u00e9. Pr\u00e9parez le chiffre d\u2019affaires assurable, les pays concern\u00e9s, les d\u00e9lais de paiement, les pertes pass\u00e9es et la concentration du portefeuille. Isolez surtout vos cinq ou dix plus gros encours clients.<\/p>\n
Demandez ensuite une simulation sur un cas concret : un impay\u00e9 de 20 000 \u20ac, 50 000 \u20ac ou du montant de votre plus forte facture habituelle. Faites appara\u00eetre la prime, les frais d\u2019enqu\u00eate et de recouvrement, la franchise, la quotit\u00e9, la limite annuelle d\u2019indemnisation et le calendrier de d\u00e9claration.<\/p>\n
V\u00e9rifiez aussi la mani\u00e8re dont une baisse de garantie est annonc\u00e9e et trait\u00e9e. La limite peut \u00e9voluer pendant le contrat. Il faut donc savoir quelles commandes d\u00e9j\u00e0 accept\u00e9es restent couvertes et \u00e0 partir de quelle date la nouvelle d\u00e9cision s\u2019applique.<\/p>\n
Avant de signer, faites relire les clauses engageantes par votre expert-comptable, votre avocat, votre courtier ou votre banquier selon le montage envisag\u00e9. Cet article donne un cadre g\u00e9n\u00e9ral de compr\u00e9hension et ne remplace pas une analyse personnalis\u00e9e de votre portefeuille clients ni de votre contrat.<\/p>\n","protected":false},"excerpt":{"rendered":"
Comprenez le fonctionnement de l\u2019assurance-cr\u00e9dit entreprise, de la limite de garantie \u00e0 l\u2019indemnisation, avec un exemple chiffr\u00e9 pour PME.<\/p>\n","protected":false},"author":1,"featured_media":265,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"Assurance-cr\u00e9dit entreprise : fonctionnement concret","_seopress_titles_desc":"Comprenez le fonctionnement de l\u2019assurance-cr\u00e9dit entreprise, de la limite de garantie \u00e0 l\u2019indemnisation, avec un exemple chiffr\u00e9 pour PME.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","footnotes":""},"categories":[2],"tags":[90],"class_list":["post-266","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-assurance-credit-entreprise-fonctionnement"],"_links":{"self":[{"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/posts\/266","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/comments?post=266"}],"version-history":[{"count":1,"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/posts\/266\/revisions"}],"predecessor-version":[{"id":267,"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/posts\/266\/revisions\/267"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/media\/265"}],"wp:attachment":[{"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/media?parent=266"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/categories?post=266"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/tags?post=266"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}