<\/span><\/h2>\nLe meilleur moment pour parler au banquier est celui o\u00f9 l\u2019entreprise honore encore ses \u00e9ch\u00e9ances. Pr\u00e9parez les comptes r\u00e9cents, le plan de tr\u00e9sorerie, la balance \u00e2g\u00e9e clients, les dettes fournisseurs, le carnet de commandes et une note d\u2019une page expliquant l\u2019origine du besoin.<\/p>\n
Pr\u00e9sentez un montant pr\u00e9cis et deux sc\u00e9narios. Par exemple : besoin central de 18 000 \u20ac, point bas prudent de 24 000 \u20ac, retour au-dessus de z\u00e9ro pr\u00e9vu gr\u00e2ce \u00e0 trois factures identifi\u00e9es. Ajoutez les actions d\u00e9j\u00e0 engag\u00e9es sur les relances, les stocks ou les d\u00e9penses reportables.<\/p>\n
Fixez enfin un seuil de d\u00e9clenchement. Si un r\u00e8glement majeur n\u2019est pas confirm\u00e9 \u00e0 une date donn\u00e9e, ou si le sc\u00e9nario prudent passe sous votre limite de s\u00e9curit\u00e9, lancez la demande de financement et les n\u00e9gociations pr\u00e9vues. Cette r\u00e8gle \u00e9vite d\u2019attendre par optimisme.<\/p>\n
Ces rep\u00e8res restent g\u00e9n\u00e9raux. Avant de souscrire un cr\u00e9dit, de c\u00e9der des cr\u00e9ances, de n\u00e9gocier une dette sensible ou de prendre une d\u00e9cision qui engage l\u2019entreprise, faites valider les hypoth\u00e8ses et les contrats par votre expert-comptable, votre banquier ou votre avocat.<\/p>\n","protected":false},"excerpt":{"rendered":"
Rep\u00e9rez un besoin de tr\u00e9sorerie avant le d\u00e9couvert, chiffrez le point bas et pr\u00e9parez les bons leviers de financement pour votre entreprise.<\/p>\n","protected":false},"author":1,"featured_media":204,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"Besoin de tr\u00e9sorerie : comment l\u2019anticiper","_seopress_titles_desc":"Rep\u00e9rez un besoin de tr\u00e9sorerie avant le d\u00e9couvert, chiffrez le point bas et pr\u00e9parez les bons leviers de financement pour votre entreprise.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","footnotes":""},"categories":[2],"tags":[70],"class_list":["post-205","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-besoin-de-tresorerie-entreprise-anticiper"],"_links":{"self":[{"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/posts\/205","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/comments?post=205"}],"version-history":[{"count":1,"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/posts\/205\/revisions"}],"predecessor-version":[{"id":206,"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/posts\/205\/revisions\/206"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/media\/204"}],"wp:attachment":[{"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/media?parent=205"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/categories?post=205"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/c-g-a.fr\/blog\/wp-json\/wp\/v2\/tags?post=205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}